A repurchase agreement that does not meet the conditions set out in paragraph 37.9E (f) is inoperative and may be cancelled at any time by the tenant. I think there is a break-even formula where a tenant can evaluate a buyout: It is actually 1/3. I forgot that buyouts do not pay payroll taxes. Either way, $30k won`t be the make-maker. An often overlooked problem is that many tenants controlled by long-standing rents don`t have the kind of stable income streams you need to get a mortgage.